Jessica Morin

Daily water intake recommendations for healthy adults generally fall between 2.7 and 3.7 liters, though individual needs vary significantly based on body composition, activity levels, and environmental conditions. These figures from the Institute of Medicine and Mayo Clinic represent total fluid intake from all beverages and food, not just plain water. The common advice to … Read more

Canada’s capital gains tax system underwent significant modification in 2024, introducing tiered inclusion rates that affect how investment profits convert to taxable income. The changes, announced in the federal budget, established a higher inclusion rate for substantial gains while maintaining the existing framework for smaller investors. The new structure impacts individuals, corporations, and trusts differently, … Read more

Alberta residents seeking to estimate their tax liabilities can access several free online income tax calculators that reflect the province’s recent rate changes. With new provincial brackets taking effect January 1, 2025, taxpayers need current tools to accurately project both federal and provincial obligations. The province maintains the lowest general corporate income tax rate in … Read more